SURPASTED !! my record of 27 CRA deletes!

[Jerseee]

Congrats Seeker!

I would like you to inform those that are on the same path as you are (getting items deleted off the CR) that this is not an overnight thing or an issue that a couple of letters will handle.

[juststartingout]

Congratulations Seeker!!! Very exciting stuff. Yes, what *are* you going to do with that Credit report now?

Seeing the successes is really getting me antsy to start the ball rolling again. Is it necessary to always send your correspondences via certified mail after you've sent it that way a couple of times? Gets spendy, YK.

[seeker]

I only sent the first one Certified --

[jaylon]

Can the VOD be used for secured and unsecured debts? If the creditor doesn't responsd do you send a copy of the VOD to the CRA's with an Affidavit of non-response/default. I used Jason Whitney's unsecured debt package, the creditor responded however they cashed the $25 check tenders as final payment and failed to rebutt the allegations point for point with a counter affidavit. I know I've won I just want to know what I need to send to the CRA's? Do I send the Affidavit of Non-response plus the entire package?

[seeker]

Jaylon;

I am not familiar with Jason's pkg, so I could not advise you on that. I basically kept telling the CRAs to SHOW ME or DELETE IT!

If you check the FCRA, it has specific wording and you can use it! Show them that you are not just messing around!
Keep it nice and then just keep getting a bit more agressive with each successive letter.

As Jerseee said, this is NOT an overnight thing! I have been working on this account steadily for at least a year -- my son's was a lot quicker, but he didn't have nearly as many entries!

Seeker

[juststartingout]

yeah, leave it to us women, eh?