Jersee's VOD & CC/CRA Success

[suijuris]

Check it out here....


http://www.suijuris.net/main/suijuri...ile.php?lid=48


Thanks Jersee!
Sui Juris

[Jerseee]

Glad to be of some help to this forum.& However, I am sure that I have not heard the last from these creatures but, one thing is for certain--When the credit reporting agency can't verify the debt and deletes it from its file---that in itself is a grave piece of evidence against them if they continue.&

& I will be checking these out Jerseee.& Thanks for sharing.

[Ice]

thanx for sharing Jerseee.


May your experience be of assistance to others.


&

[rushpat]

Jersee, what was the latest on this? Did you ever hear anything else from the CC company?

Thanks for sharing.

I've been considering doing this for at least one of my CC companies that have been abusing the account rules, etc. Some say to stick with CPN, others using BoE, Bonds of Discharge, and recently, I was advised to look into Howard Griswold's Indemnity Bond.

Anyone heard of that last one?

Oh, and did you send them a copy of your UCC-1? I've heard that some do that with their VOD package for added punch.

[Jerseee]

rushpat,


The VOD package status is inactive.& Discharged. Gone.


I have not heard from the devils since October when they tried to get a 3rd party debt collector.& And that was just a one time letter to the debt collector and i never heard from them again.& Nor will I.& unless they would like to pay 1.5 million to try and collect 2,158.00.


Do not send your UCC1 along with your VoD.& It is vital that the folks you deal with that is giving you this bad info--do some study on negotiable instruments.& I am encouraged to believe (according to your post) that these people are just taking what someone else is saying and running with it, without doing themselves a service and learning about commercial instruments versus public notice (which is what a UCC filing is basically).


In fact, i believe that i have come up with a better and dare i say it.....more simple plan to discharge the alleged debt (probably without doing a CPN, boE, bond or what have you) and get a disinterested 3rd party witness to verify that the alleged debt does not exist.& And this can be accomplished in 30 days or less!!!!!!!& in addition to that, the cost of doing this will be no more than 40.00 in postage!& that is the only cost i can see, other than your time to write a nice letter.


The answer is so simple that I believe that whom ever created this UCC method of discharging alleged debts, was doing so to make a profit off of a system that they envisioned.&Which by the way, is not wrong for an enterprising individual but, a tad bit socially irresponsible since it is human nature to find the easiest way out of something.especially when SOME folks do not do diligent study of certain things.& And then they come into a bad situation and then tell folks that the program doesn't work.& thus, giving the creator a bad reputation.


But alas do not fret, yours truly will reveal this wonderful technique right now, for free!!!


And here it is...........(drum roll).................ta da


CREDIT REPORTING AGENCIES!!!! (CRAs)


That's right CRAs!!!!& my new best friends in this movement!


You see rushpat, according to US Title 15, chapter 41, subchapter III, paragraph (1) and (5); CRAs have to verify an entry on your COMMERCIAL PERSON'S credit report (debt report actually) to ensure accurate information is being disclosed to the public.& I say COMMERCIAL PERSON because it is the ALL CAPTIAL LETTER person's file--not yours.& you own nothing--you only have a security interest in it (hence your UCC1 filing).& So If they (CRAs)&fail to do this, then they are held accountable by the same code for "Noncompliance and negligence".& Which is a tort claim and can be used to file a claim against their bond in any court in the land.& And as hard as it is to get bonded nowadays---the odds are in your favor to get the CRAs to question the validity of the alleged debt on your behalf!!& You are the King/Queen and you must direct them (CRAs) to do what the defacto government has ordered them to do on behalf of the king/queen.


Rushpat, we just need to enforce some of the statutes that are already on the books against these agencies.


So, what I do to this very day is this......I write a commanding letter to all 3 CRAs directing them to verify a certain entry on my COMMERCIAL PERSON'S credit report under the guidance of Title 15 and they already know that they have 30 days to verify the information.& If and when they cannot verify the information, they must delete it immediately!!! &And as you and i know, most (if not all) of these alleged debts are fraudulent from the beginning.& So CCs will not be exposed over a few truthseekers to lose all of their sheep.& therefore, CRAs&cannot verify the debt due to the CCs willful non-participation in forking over the information on how all of this got started in the first place.& they cannot risk the fact that they have treated your initial application as a negotiable instrument and have already been paid.&


so once the entry has been deleted, you will receive a notice (similar to mine that is posted in the downloads section) that states what action the CRA took.& Once you have this--you have a disinterested witness and their written testimony!!!& A.K.A. evidence. A smoking gun!!!


So, do diligent study, critical reading, act like the sovereign you are, remain in honor and never argue with a servant--and i can assure you of a stress free life when you know the truth about all of your slaves.


God speed

Jerseee,


Do you direct the CRA's where the debt is fraudulent or do they allready know this?


From your post it looks like you simply send them a letter asking them to verify and leave it at that.& If that is the case, this is very simple.


Also, do you put specific account #'s in the letter for them to verify or do you just send in a letter asking them to verify the marks on your report?


Thanks,


Montana

[Jerseee]

Montana,


The main point of my correspondence with the CRAs is this:& Do your job.& I am not requesting or asking them to do this.& i do not say please or help me.& i simply state the facts and notice them of the code in writing.& i send the "order" :-) certified return receipt and that is that.& And as a good King does, you pat them on the back by saying, thank you for your assistance in this matter.& No need to be rude.


i get all the account information from the record that they provide.& I reference the file number that they provide.& All of this is done publicly, simply and cost effective.& The only fee i pay for is the postage.& And for 3 letters addressed to all 3 CRAs, to send certified return receipt, the cost for each one is 4.42!& multiply that by 3.& Also the reason i mentioned 40.00 is to be on the safe side.& you may have to send another letter reminding them on "non compliance and negligence" should they drag their feet and not delete it within 30 days!!


Yes Montana it is that simple!& I have not done a CPN in a while.& I use codes&and statutes.& i always have the CPN available to allow myself grace and to show good faith.


The CRAs may or may not know about the fraud--it is not important that my slaves know everything.& All they need to know is their job duties and follow orders that you and I give.

[rushpat]

Let me ask a few things to make this clearer then:

- tell the CRA's to VERIFY an entry on my credit report.

Does verify really mean validate? What if the just call the CC company and ask if this is a true account and the CC rep answers "yeah, sure"?

- When it is removed from the CRA, do you then use the letter, perhaps with a notarized affidavit or something, or just send it to the CC company and tell them that they must now drop the account balance, and stop the collection letters?

- You mentioned US Title 15, ch 41, subsection III:
http://www4.law.cornell.edu/uscode/15/1681.html

I didn't see a paragraph 5 under part(a). Can you confirm what you wrote earlier?

Have you tried this new method or plan to try it soon?

I would much rather deal with the CRA than with the CC company as the CC company people can be a bit nasty at times.

Thanks!

[Jerseee]

Rushpat,


please re-read my first response to your post.I really do not want to repeat this.& take your time and absorb what&I posted and it will answer these questions you have.& remember it is not your credit report.& you have unlimited credit under public policy.& Your strawman is the one in debt forever.


I can assure you that is what CCs do to applications.& If you want more info on this, there is a website that explains it in a little more detail however, these guys charge an arm and leg to do this.& the only thing I want is for you to be free and knowledgeable so you can fish for yourself--instead of me giving you a fish ;-)


Here is the website: http://www.nomoredebt.cc/efgs/


And if you are concerned about them saying "yep" the debt is valid--then just discharge it.