$37,000 "debt" is gone.

[Bulletproof Monk]

Hi everyone. Back after 10 months of intensive training and doing what I've been talking about.

As a result I've successfully helped a friend of mine with his $37,000 credit card debts, including a bank loan from BankSA for $30k. He recently recieved a statement showing his balance as ZERO, and a letter saying he had no more debt. Needless to say he was very pleased.

Some of you may have read my earlier posts, and I must apologise for any misleading information, but I was often misled myself.

The only way to fight is not to argue. Let me make this very clear for all of the beginners out there so you don't get into trouble like I have. I'm fine by the way.

Conditional acceptance, you've all heard or done it, so here's the facts:

When you get a presentment or wish to reply to a debt collector, remember they are creating controversy.

It's the same in a court room, the judge is wanting you to "join" and get juristiction otherwise it's all heresay.

I got stopped by a traffic cop in Adelaide the other day, and he said "you were speeding", I said "If that's your claim". He showed me his camera, and I said "That's a nice camera", he wrote me a ticket and I promptly went home and typed a reply, "Your negotiable instrument has been accepted for value upon proof of claim and returned WITHOUT DISHONOUR." Stapled it to it and sent it back. After all it's his cheque, and I'm the bank, and I'm not paying if there's no account.

As for the credit card debts, I applied the same rules, but this time in the negative: "I have not seen or been presented with any material, fact or evidence which demonstrates that (attachment 1 ) has not established the record that the debtor and the creditor are two different people." etc etc. After a while, they sell the debt because they cannot substantiate it, and you get a letter from the collector (the buyer). I wrote the same one liner and never heard from them again. Then do the follow up with a notary protest and close the book.

But always remember in every situation there are presumptions: "Are you going to pay the fine or not?"...presumes there is a controversy. You need to rebutt the presumption. It's the unknown 3rd option.

I accept your offer to get me to explain anything upon proof of claim you have juristiction over the matter pending and upon proof of claim there's a controversy before the court. But of course, you don't need to go to court...there is no spoon.

Once a document becomes public, as in a court order/hearing/presentment, you can take it down to the register of the court, and have them stamp it for the records, and it's squashed. They didn't get your entry into the controversy, so it's a misjoinder. The guys at the counter won't understand what you're doing, because they're not taught it, so don't bother trying to explain. Just walk out smiling.

Most of all, remember, it's a private resolution/remedy and it needs to be done within 72 hours of reciept or it passes into the public realm. Make sure you date it at the top, when recieved, and the reply/posted date.

Lastly always send mail registered post ($3.50) with delivery confirmation (extra $1.75) or person to person (extra $5.50). That's your evidence of date they recieved.

So far I've helped 2 people out of having to go to court, and have nullified over $40,000 in "debts." This system does work if you know how, so get your facts right, and never, never argue. Honour, not dishonour wins.

BULLETPROOF MONK

[masterduke]

Good Work Bulletproof!!!!

[charlesa6]

Good job, Bulletproof. That's what I'm talking about all the time. If your process doesn't work your ingredients are not completed period.

[planetmark]

Originally Posted by Bulletproof Monk

Once a document becomes public, as in a court order/hearing/presentment, you can take it down to the register of the court, and have them stamp it for the records, and it's squashed. They didn't get your entry into the controversy, so it's a misjoinder. The guys at the counter won't understand what you're doing, because they're not taught it, so don't bother trying to explain. Just walk out smiling.

Not clear on what you mean here. Please expound upon this, if you will.

And what do you mean "it's squashed"?

[Bulletproof Monk]

Originally Posted by planetmark

Not clear on what you mean here. Please expound upon this, if you will.

And what do you mean "it's squashed"?

Hi there,

By squashed, I mean it's flattenned, no more commercial energy etc.

By taking the presentment (which has moved to the public realm of the courts) to the register of the court, where you (usually) opt to pay or dispute, and giving them back their presentment without any entry into the controversy, you take away all their commercial energy, and they can't move.

Getting it stamped means you get a copy back for your records, and all they get is a dead end. Without your entry / joining the arguement by either providing evidence, argueing, silence or doing nothing, there's no case.

I've had cases where they've tried it again, this time the presentment reads "second attempt"...that should say it all.

The cop who stopped me for speeding said, "I could see you were speeding even before I pointed the radar"...I said..."Well, if YOU say so..."

You must shift the burden of proof back onto them when there's a claim.

Heresay is a wonderful thing...

I hope this helps.

BULLETPROOF

[RICKO]

Please elaborate on the meaning of misjoinder.

[RICKO]

By the way, please explain the process of the notary protest.

[Bulletproof Monk]

Originally Posted by RICKO

By the way, please explain the process of the notary protest.

Misjoinder: Failure to join, when a court case is dismissed through lack of controversy or juristiction, when a defendant does not join the arguement by providing evidence.

Notary Protest: Using a Notary public (similar to a JP) to lodge documents, notices etc. They have certain powers and will stamp and witness your document using their official seal.

Use them to validate your letters or proof of claim etc.

You can get more info on these things from Victoria Joy, or maybe even Wikipedia.

BULLETPROOF

[Bulletproof Monk]

Let me elaborate a bit...

Judge: "Is there a JOHN DOE here?

You: "I'm here about that matter your honour"

Judge: "State your name please"

You: "I shall give you my name your honour upon proof of claim you have juristiction over the matter pending.."

Judge" What's this Verificiation of debt notice all about?"

You: "I accept your offer your honour to get me to explain anything to the court upon proof of claim there's a controversy here.."

Judge"stand up please"

You: "I shall stand your honour, however I do not waive any common law rights, nor do I grant in-personam juristiction"

Judge: "Look is your name JOHN DOE or not?"

You: "If I tell you my name is JOHN DOE your honour, will you assume it's the same JOHN DOE on the presentment?"

and so on....

The court is like an electrical device. A circuit court. It needs your commercial energy to "move". Charge, discharge, etc.

Same with traffic tickets. It's all about negotiable instruments and banking rules. The cop is the maker of the ticket (cheque), and he's writing it out and giving it to you (the bank) to pay the recipient (the govt.).

If you went to a bank with a cheque, and tried to get them to pay, they will first ask for proof of claim, or basically, check the account to see if there are enough funds.

A bank can't dishonour a cheque by not paying (unless there's no money) and you can't dishonour the policeman or negotiable instrument by not paying (unless there's no proof of claim).

By asking for proof of claim, (which of course there is none....(by the way you're not asking for evidence here, like a speed camera photo) you're simply rebutting the presumption that there's a controversy.

If a cop say's you weren't wearing your seatbelt, what proof is there? It's all heresay, which is not admissable unless you get into court and he signs a declaration.

If you never argue, you stay in honour, and hopefully, out of that fictitious court matrix.

Remember there's only 4 choices in honour/dishonour:

1. Argue: Dishonour
2. Silence: Dishonour
3. Acceptance: Honour
4. Conditional Acceptance: Honour

Number 4. is the magic number, where you get to stay in honour, not in contempt, and there's no entry.

BULLETPROOF

[charlesa6]

Good job, bulletproof. Your point is noted.