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Originally Posted by kgod999
if your car is a automobile and not a motor vehicle, its a mute point anyway. states require insurance for motor vehicles, not automobiles. once u take your automobile out of commerce, all the statutes relating to motor vehicles dont apply anymore.
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First, motor vehicle regulation is governed by state law, so making this kind of broad statement about what "states" require is not appropriate. Check your individual state's law to see what is and is not a motor vehicle. Yes, the trend is towards uniformity and the adoption of model codes, but it's still a bad idea to assume that the law of Wyoming is the same as the law of New Hampshire. This applies to the question in the OP, also; your insurance requirements are going to depend on your state's law, and unless you say what state you live in, you won't get a definite answer.
Second, I've never seen any state with a definition of "motor vehicle" that would reasonably exclude cars. The New York definition of "motor vehicle" is:
"Every vehicle operated or driven upon a public highway which is propelled by any power other than muscular power" (subject to certain stated objections, such as motorized wheelchairs).
The idea that "drive" or "operate" have some sort of secret definition that only covers cars used "in commerce" is pretty random. Honestly, if you and your friend are going on a trip, and your friend says, "Mind if I drive," are you going to say, "No, because then we'd be entering into a commercial relationship and I'd be obliged to pay you for your commercial activity?" Of course not, because that's not what "drive" means. "To drive" means, and as far as I know always has meant, simply "to make something go or move," since long before there were cars.