Just starting to learn about the UCC

Hi everyone! I'm new to the forum. There's so much useful information here. I hope I'll soon be able to contribute. I'm about to begin attempting to get rid of some credit card debt so I'm positive that I'll soon have some questions. Wish me the best!

[charlesa6]

Anna maria, welcome to the forum.

[Bill Smith]

The UCC arguments will not help you to get rid of credit card debt, although a lot of people on here will say it does.

[J.W.]

Bill,

What kind of UCC arguments are you refering to?

[scottinalaska]

AnnaMarie,

Make sure your house is in good financial order before you jump in. You need to own nothing they might take or own everything you need to survive(no payments).
CC "debt" is a good place to learn and start. A simple traffic ticket is another good place to start.
I started with the IRS and that was a big one to battle with. I don't regret it, but wish I had studied a bit more! Then again, if it weren't for the weird twists along the way, I may not have been driven to study so hard in the many other areas. We all have roots somewhere which got us picking at that splinter in our brains. Then we got friends(often the internet) who helped us define the splinter and use the right extraction tools.
My quest began with a Irwin Schiff's classic book, "Why no one is required to pay income tax" I found for a buck at Salvation Army! From there my first Internet "support group" was the Truthseekers Network" with Jason Whitney at the helm trying new stuff to see what would happen. Now this forum is a wealth of info and supporting friends too!
Make sure you understand the basics. Amazingly, you study tons of details to discover the basics are right in front of you. Stick with those and don't get sidetracked into arguing details.
One credit card at a time to get it figured out.
scottinalaska

I don't really have any quote on quote "assets". I'm fairly young. I don't own a home or any property. The only thing they can possibly take is my car which is not really worth taking or my pay check. Other than that all I have is additional debt such as my student loan (which i plan to get rid of as well eventually). Thanks for the advice. I'll be needing more of it.

[logos]

AnnaMaria,

Welcome to the forum.
scottinalaska's suggested starting points are good ones as they are unsecured (they may revoke the license if you're not careful with a ticket, though). As a note of encouragement, I've helped a friend eliminate a few thousand dollars of CC debt (several cards) and discharge the remainder of his federal student loan using CTC3's data. TransUnion now reports the loan is paid-in-full.

Have fun.

[seeker]

logos;

could you share the process for eliminating student loans -- perhaps start a new thread so as not to hijack this one?

Thanks!

Seeker

[logos]

Seeker,
See the thread entitled "student loan zapped" in the Success Stories section.